Alongside archrival Visa, MasterCard is one of the most popular, most well known and most used forms of payment methods in the world, and New Zealand is no stranger to it either. The same popularity carries across to when we look at the most ubiquitous payment methods at online casinos in New Zealand. In fact, the credit card is accepted by more than 300 online casinos and in fact the number is probably even higher than that conservative estimate.
You’ll first need a bank account and a decent credit score. Credit cards do not work in the same way as debit cards that take money in the account. Instead, the bank loans you the money that you spend using a credit card, which you must then pay back over an agreed period of time. Therefore, the verification process can be quite tough, while bank representatives look into your financial history and ask personal questions about your previous transactions and intended usage. Once accepted for a MasterCard, you will receive it in the mail anytime from a few days after the decision up to around two weeks in some cases – it really depends on the bank. Just do your research ahead of time, as not all MasterCards are made equal and one bank’s credit card may come with higher late fees than another, so knowledge is power in this case.
Once you have a MasterCard, however, the world is your oyster. Millions and millions of merchants (both online and off) accept the credit card – this includes an overwhelming number of online casinos in New Zealand too. Plus, actually using a MasterCard to top up your casino account is easy. Simply log in as normal and go over to the cashier area of the site. Enter how much you’d like to deposit and select ‘MasterCard’ or ‘Credit Card’ as you chosen method. Once verified in a few short seconds, the funds will be in your account that very moment.
Once you have a MasterCard, everything is simple regarding adding funds to your casino account – not to mention just how many brands accept it. Plus, there's the added benefit that if you card details get into the wrong hands (via a hacker, for instance), MasterCard will cancel your card, send you a new one and ensure that any stolen funds are returned to your account.
Some may find the application process tedious or the credit checks too invasive. Or they may not want to enter a credit agreement with a banking institution (which is wise is struggle to stick to a budget while playing online). Finally, you can’t use MasterCard for accepting withdrawals from the casino, so you’ll need to provide your bank details or those of an alternative method.