The Best Online Casinos to Play Baccarat

If you have played baccarat before at your local casino or you are looking for casino games to play online then online baccarat is exactly what you want. Our team of gambling experts have also dedicated time, effort and knowledge to bring you the best baccarat options out there. We take our time to find the best online casinos that offer a range of baccarat variants for you to enjoy.

Furthermore, our experts have found and contributed to content that will help you play the game if you haven’t done so before. If you are a player looking to try the game a different way then we have a selection of strategies you may want to try that could bolster your chances of winning.

The Best Online Baccarat Casinos

Look no further than the best and most popular online baccarat casino sites in the United States. To assist you in selecting a safe, fun, and profitable online gaming venue, our team has produced a list of our preferred casinos.

300% up to $6,000
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3-7 days Payout
96.18% Win Rate

Playing Baccarat Step by Step

Baccarat is one of the most popular online casino games in the US, with a simple and comprehensive manner of play. While switching between variants can be confusing, if you have a general knowledge of how to play baccarat, you can easily master the nuances of other variants. With that in mind, take a look at the stages of playing baccarat online and with live dealers, and get ready to have some fun!


Choose a Baccarat Game

Keep in mind that there are various baccarat variations available today. The first step is to choose from punto banco, mini baccarat, baccarat squeeze, and speed baccarat as your game. Our research team has compiled a list of the best online casinos for you to check out.


Choose Which Bet to Place

After you've chosen your version, you'll need to determine whether you want to bet on the player's hand or the bank's hand to win the round. Online variants will simply present you with two buttons from which to choose.


The Cards are Dealt

The dealer and the banker will each be dealt two cards at the start of the game. Both players will be able to see these cards because they will be dealt face up. Traditional land-based baccarat games may present you with a third card, but the sum of the first two cards you received will determine this.


Check Your Total

Your hand must contain a sum between 0 and 5 in order to receive a third card. Anything greater than this will make the third card redundant, if not outright unfavorable.


Check the Outcome

You will not be dealt another card if the total of your first two cards is either 6 or 7. In contrast, if the cards you were given totaled 8 or 9, you have won the round.

Want to Play Baccarat for Free?

What better way to learn all the rules of baccarat than playing the game for free. It’s not an offer you will get at any land-based casino, so take advantage of what you are offered online. The rules and outcomes are exactly the same as real money baccarat. You can try any strategies you have learned or just have fun learning by trial and error and with no risk at all. Play free baccarat below and know that there are more versions of the game available for free here at CasinoTop.

Baccarat’s Rules

Let's look at the simple rules that apply to this traditional game now that we've discussed how the game is played, where it came from, and what constitutes a good baccarat casino. Keep in mind that baccarat is purely a game of chance, therefore you'll only need to know the following guidelines to have a fantastic gaming session:

In baccarat, the highest value of your hand can never exceed nine. This reduces the game to a single digit game, and if your total is 10 or greater, your hand is reset to zero.
In contrast to other games in which the ace has a high value, baccarat has given aces a value of one.
In baccarat, the ten and face cards are both equal to zero.
Baccarat can be played with an 8-deck or 6-deck shoe.

Baccarat Betting Options

The types of bets found in baccarat are not complicated at all. There are only three bet types that you can use. The house edge will change depending on which bet type you use. Baccarat is also the table game that has the lowest house edge as well, despite the change in the percentage depending on the bet type.

Bet Type Odds Payout House Edge
Player45.86%1 to 11.36%
Banker44.62%1 to 11.06%
Tie9.52%9 to 1 or 8 to 114.4%

The Bonus Calculator

We show you what type of bonus you will receive when you choose an online casino from our list. However, we want to make it even simpler to find the bonus that works for you. Every casino will have a different offer and using our bonus calculator will help you find what you are looking for. Even with a low house edge, baccarat is still a gambling game and a bonus always helps in that regard. Enter the bonus amount you are looking to claim and we will show you which reputable online casinos have the best offers.

Bonus Calculator

By working out the value of bonus, you can determine how much you can play with in both your deposit and bonus money.

Depending on the value of your enter as a deposit, you'll see that some casinos will offer you the best bonus based on your first deposit while other casinos may require more than one deposit to receive the offer.


Casinos award bonuses based on the total bankroll figure. You can unlock the same bonus at different casinos, but it depends on whether you are required to make one, two, three or more deposits to receive the best option for you. Casino - Logo
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Use this tool to compare bonuses at different online casinos and stick with the casinos that have the fairest wagering requirements. Always make sure to read the T&C before accepting a bonus.

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Rating and Reviewing the Best Baccarat Casinos

For over 20 years, CasinoTop has been providing information and guidance to gamblers all around the world. This means that our team of experts has been evaluating and testing casinos for more than two decades! During that time, we've built a multi-step assessment method that allows us to give you reliable information on all areas of an online casino site. Check out some of our key testing criteria if you're wondering about what we look for in a top baccarat casino:

Fairness and Safety

We take the safety and security of our American players extremely seriously at CasinoTop, and we do everything we can to ensure that no underhanded methods or shady actions are used. Our knowledgeable staff performs extensive research on operators and their backgrounds, as well as the site itself. To ensure that you are always protected, we look for cutting-edge security measures like SSL encryptions and authenticate licenses and certificates.

Bonus Offers and Promotions

Promotions and bonuses are commonplace and always appear to be highly appealing as one of the most effective marketing techniques at the hands of casino operators. However, we go to great lengths to determine the true value of these incentives and promotions, and we only suggest casinos that have fair terms and conditions related to their bonuses and promotions. Furthermore, we want our players in the US to receive the most bang for their buck, so we keep track of how frequently casinos provide lucrative promotions.

Collection and Quality of Games

Before we propose an online casino site for baccarat, we make certain that you will have access to a variety of baccarat variants as well as a variety of other gaming alternatives. While there should be a large number of game titles available, the quality of what is available should never be compromised. As a result, we thoroughly examine each game to ensure that you are receiving only the finest in online gaming.

Mobile Compatibility

Gambling is currently regarded as one of the most dynamic sectors on the planet. This is due to internet businesses investing time and money to stay ahead of the curve. Before we recommend a casino, we check to see if the site has been updated to work properly on mobile devices. If we don't like what we see, we won't be able to recommend the site to you and will instead add it to our list of sites we don't recommend.

Customer Service

We expect the customer support personnel at any online casino site to handle every interaction with similar care, regardless of how big or small your issue, concern, or question is. This means that the customer service you receive should be prompt and available on a variety of platforms. Furthermore, casino staff should be kind, professional, and do everything possible to minimize your effort.

Payouts and Payment Options

Finally, but certainly not least, we have banking options and payouts. The notion of convenience runs throughout the evaluation process, and this extends to our banking and cashing procedures as well. We anticipate that online casino operators will provide a diverse range of US-friendly deposit and withdrawal options. Furthermore, the casino site should not postpone payouts or make the withdrawal process unreasonably difficult. We are compelled to add this casino site to our blacklist if we discover anything that we consider to be an avoidance of payout.

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The Most Popular Online Baccarat Strategies

If you are just starting to play baccarat or you’re looking for a different way to approach the game then trying a baccarat strategy is a great idea. The baccarat strategies below will help you minimize losses, so it will be to your advantage. They also offer you a different perspective of the game and can make the game even more exciting.


This technique is a little more complicated, as it necessitates increasing your bet with each hand. The reasoning behind this is that increasing your wager will allow you to offset any potential losses. While this is a common method, we recommend that you apply it with caution. If you're in a losing run, the 1-2-3-4 strategy can wipe out your money, and no approach can guarantee a win.

Paroli System

In the same way that you increase your stake in 1-2-3-4, you will increase your wager in Paroli. The primary difference between these two methods is that Paroli requires you to increase your bet only if you win. If you win four hands in a row, you can repeat the trend. Of course, if you lose, don't raise your stake; instead, employ another method to stretch your remaining bankroll further than it could before.


This is one of the easiest tactics to apply and is suitable for beginners. You must choose a side to wager on regularly in the one-sided method, which can be either the bank or the player. If your favorite team loses three games in a row, you should refrain from betting and instead watch the game until your favorite team wins again.

Before we go on to other facets of baccarat, keep in mind that having a hand with no value is not impossible. Faces and tens have zero value in baccarat, and since the greatest total allowed in baccarat is 9, anything higher will reduce your total to zero. If you get a 5 and a 6, this is an example. Although the counting total is 11, the value of this hand is 1 because it exceeds 9.

Best Baccarat Tips

Our CasinoTop team is made up of gambling experts and have extensive experience playing, testing and writing about gambling games, especially baccarat. We want all players to have the tools to have fun and hopefully win some real money. So, we have put together some of the top tips that tend to make the game of baccarat entertaining and to keep your gaming habits responsible.

Don’t Place Bets on a Tie

Betting on a tie has the worst odds, which explains why the reward is so high. The house edge on a tie bet is roughly 14.4%, which means your odds of winning are incredibly slim. We recommend that you avoid the lure of a large reward and conserve your money so that you can play more games.

Know What the House Commission at Land-based Casinos

If you want to play baccarat at a land-based casino, be sure the house commission is less than 5%. It can be different at various land-based casinos you visit. When playing online, this is the typical house commission, especially when you play at a reputable online casino, so you can expect a comparable experience.

Use a Baccarat Strategy

One of the most effective methods to extend your budget is to manage it well. In this instance, we recommend that you employ one of the systems or strategies that we mentioned above. You can readily account for wins and losses when you use a plan.

Bet on the Banker

If you have the worst chance of winning in a tie, the banker has the highest chance, even if it's only marginally. You have a 44.6% probability of winning if you bet on the player, but you have a 45.8% chance of winning if you bet on the banker.

Terminology Used in Baccarat

Term Definition
ShoeThis is the device that land-based casinos employ to keep the baccarat decks organized. Cards may be drawn quickly and easily thanks to the design of the tool.
StandoffThis is a circumstance where the bank and the player are on equal footing, similar to the Wild West term Mexican standoff. This denotes a tie in the hands. While we don't recommend betting on this event due to its rarity, the payouts are substantial.
Up CardThis phrase is used when there is any card that is dealt facing up for players to see
PuntoThe hand that is competing with the bank or the player is referred to as this word. While the chances of winning this bet are not as low as a standoff, they are still lower than betting on the bank.
Natural This term refers to a two-card baccarat hand with an initial value of 8 or 9. The "natural" or automatic winner is the side that was dealt this hand, and the round is over.
La GrandeThis word refers to the larger of two natural hand outcomes. In other terms, it's a baccarat hand with two cards totaling nine.
Face Card Any cards that have the Jacks, Queens or Kings, which are cards that have characters with faces on them. However, the usual values of face cards are not used in baccarat. This word refers to the larger of two natural hand outcomes. In other words, it's a baccarat hand with two cards totaling nine.
Down Card When any card at the baccarat table is dealt facing down, it is revealed when needed.
La PetiteThe term "La Petite" is derived from the French word "petite," which means "little." La Petite is one of the two natural hand outcomes, and it refers to a two-card hand with an initial value of 8.
CommissionThe house commission is the percentage of a Banco wager that must be paid to the casino in exchange for the privilege of betting on the bank. The online portion is set at 5%, whereas house commissions on the ground might range from 4% to 10%. This will be better for you if this proportion is smaller.
CallmanThis is the person that has the responsibility of calling the game, which is usually the dealer at the baccarat table.
BancoThe bank is the hand on which the dealer always bets, and it is the polar opposite of the punto bet. In baccarat, this bet offers the best odds of winning, but players must pay a house commission of up to 5% of their investment.
BurnThe dealer of the baccarat game, as well as many other card games, does this to throw off the order of the cards in the shoe. While just a few players are capable of correctly counting cards, this precaution is taken to ensure that the game is played fairly.
Bankroll You have set aside and planned money to spend on gaming activities. When we talk about managing the bankroll, we're talking about placing wise bets with this total.

A Summary of Baccarat’s History

Many people are unaware that baccarat is one of the world's oldest gambling games. While some games have become famous, such as roulette, baccarat has remained popular for thousands of years. To demonstrate this, we've included a few brief historical baccarat facts to help you know more about the game and its origins.

Baccarat has been around for so long that no one knows for sure when it was invented. Historians have deduced that it first appeared in the Middle Ages and was most likely invented by Felix Falguiere.

Because the game predates accurate records, its exact beginnings are unknown, leaving academics to speculate. As a result, many people believe the game was created in the nineteenth century, when it first appeared in records on the lifestyles and pleasures of the French aristocracy. It is thought, however, that it was played much before this story.

As the nineteenth century drew to a close, trade and transportation saw significant breakthroughs. For the first time, Europeans were able to travel over the Atlantic Ocean and visit America. Naturally, there was a mingling of cultures, and the game was adopted by Americans.

While the game was popular in social circles, it wasn't until the 1950s that it became a regular feature at American casinos. As they say, the rest is history. Baccarat banque, punto banco, and live dealer games are among the most popular options available to American players at both land-based casinos and internet casinos these days.

Baccarat FAQs

Any questions about baccarat that come our way are assessed and answered in our baccarat guide or in the following section. We take the most frequently asked questions and give you the answers you deserve.

What abilities do I require in order to play baccarat?

Baccarat is a game of chance, thus no prior knowledge is required. To play baccarat, all you need is a basic comprehension of the game's rules and how to put your wagers.

Are baccarat games played online fair?

Yes, while land-based casinos will burn the shoe in order to prevent card counting, internet casinos use cutting-edge technology known as Random Number Generators. Random number generators (RNGs) shuffle the cards and ensure that the outcomes are always random, resulting in fair games.

Is it possible to play baccarat for free?

Yes, the vast majority of online casino companies ensure that their players have access to free baccarat games. If you're not sure which casino to play free baccarat at, check out our list of recommended casinos and make your decision.

What exactly is the goal of baccarat?

The goal of baccarat is to get (or develop) a hand that is closest to nine in value. If you've ever played blackjack, you'll be familiar with this goal. In contrast to blackjack, a hand's maximum value is 9, and anything that exceeds that will be reset to 0 or lose its ten. For example, if you have a total of 14 in your hand, the ten will be dropped and your hand will be valued at 4.

Which baccarat bet has the best odds?

The bank, or banco, bet in baccarat has the best odds or chances of winning. A tie bet, on the other hand, has the best possible reward and the poorest odds. Keep in mind that every banco bet you put will require you to pay the house commission.

Is baccarat a popular game?

Yes. Baccarat is one of the oldest table games at any casino and also keeps the players in mind. The house edge for baccarat is lower than any other table game that you will find at an online or land-based casino. That’s why baccarat is so popular and why many players, especially beginners, enjoy the game so much.

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